Privacy Policy

1. Information We Collect

AetherFlow Currents is designed to protect your privacy. We collect minimal information:

• →Quiz responses: Anonymous answers to our financial awareness quizzes. We do not collect your name, email, or contact information to take a quiz.
• →Session identifiers: A randomly generated session ID used to associate quiz results with a single session. This is not linked to your identity.
• →Interaction data: Whether you clicked a phone CTA, your estimated coverage gap score, and which tools you used.
• →Page views: Standard web analytics (pages visited, time on site) collected via analytics tools.

2. What We Do NOT Collect

• →We do not collect your name, email address, phone number, or physical address through any tool on this Platform (unless you voluntarily call a phone number).
• →We do not collect payment information.
• →We do not sell your personal data to third parties.
• →We do not create personal profiles tied to your identity.

3. How We Use Information

The anonymous data we collect is used solely to:

• →Improve our tools and content based on aggregate usage patterns
• →Understand which financial topics resonate with our audience
• →Track how many people engage with educational tools
• →Measure the effectiveness of our platform for editorial decisions

4. Cookies & Tracking

We may use standard browser cookies and local storage for session management and analytics. These are not used to build personal profiles. You can disable cookies in your browser settings at any time, though some Platform features may not function correctly. We may use third-party analytics tools (e.g., Google Analytics) which have their own privacy policies.

5. Phone Numbers & Third Parties

Phone numbers displayed on this Platform connect to independent licensed insurance professionals. When you call, you are interacting directly with a third party — not AetherFlow Currents. Their privacy practices and data collection are governed by their own policies. We encourage you to ask them about their data practices before sharing personal information.

6. California & State Privacy Rights (CCPA)

If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including the right to know what personal data we collect, the right to delete it, and the right to opt out of sale. Because we collect minimal anonymous data and do not sell personal information, many CCPA provisions may not apply. To exercise any rights or for questions, see our Opt-Out page.

7. Data Security

We implement reasonable technical and organizational measures to protect the limited data we collect. However, no method of transmission over the internet is 100% secure. We encourage you to use the Platform with the same caution you apply to any online activity.

8. Children's Privacy

AetherFlow Currents is intended for adults aged 18 and older. We do not knowingly collect any information from children under 13. If you believe a child has provided information on our Platform, please contact us so we can remove it promptly.

9. Contact Us About Privacy

Privacy questions and data requests should be directed to: privacy@aetherflowcurrents.com. You may also submit a formal request through our Opt-Out & Data Rights page. We respond to all verified requests within 30 calendar days. General contact: hello@aetherflowcurrents.com.