Terms of Use
Last updated: March 2026
1. Acceptance of Terms
By accessing or using AetherFlow Currents ("the Platform"), you agree to be bound by these Terms of Use. If you do not agree, please do not use this Platform. These terms apply to all visitors, users, and anyone who accesses the Platform.
2. Educational Use Only
AetherFlow Currents provides educational financial literacy content only. Nothing on this Platform constitutes insurance advice, financial advice, legal advice, or any form of professional consultation. All tools, calculators, quizzes, and assessments are for illustrative purposes only. You should consult a licensed professional before making any financial or coverage decisions.
3. Not an Insurance Agency
AetherFlow Currents is not a licensed insurance agency, broker, or agent. We do not sell, solicit, or negotiate insurance products. Cost estimates and simulations displayed are approximations based on national averages and publicly available data — they are not quotes, guarantees, or representations of actual costs.
4. Intellectual Property
All content, design, tools, branding, and materials on AetherFlow Currents are the property of AetherFlow Currents or its licensors. You may not reproduce, distribute, modify, or create derivative works without express written permission.
5. Third-Party Content
News stories featured on this Platform are sourced from third-party RSS feeds. AetherFlow Currents does not independently verify, endorse, or take responsibility for the accuracy of third-party content. Links to external websites are provided for convenience; we have no control over their content or availability.
6. Limitation of Liability
To the fullest extent permitted by law, AetherFlow Currents and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Platform. Your use is at your own risk.
7. Modifications
We reserve the right to modify these Terms at any time. Continued use of the Platform after any changes constitutes acceptance of the new Terms. We encourage you to review this page periodically.
8. Governing Law
These Terms shall be governed by the laws of the United States. Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with applicable rules.
9. Contact
For questions about these Terms, please contact us at legal@aetherflowcurrents.com. General inquiries: hello@aetherflowcurrents.com. Editorial matters: editorial@aetherflowcurrents.com.
By continuing to use AetherFlow Currents (aetherflowcurrents.com), you acknowledge and accept these Terms of Use.